Disclosure & Disclaimer

DISCLOSURE

The Federal Trade Commission (FTC) requires that bloggers disclose any interests and biases we may have. According to the rules if I blog for money or receive free stuff that is associated with anything that mentioned on my blog, I must disclose it.

From time to time, the Author and/or the Author’s clients may hold positions or other interests in securities mentioned in the Blog and may trade for their own account(s). This Blog contains opinions of the author and such opinions are subject to change without notice. The posts on this Blog are distributed for informational and entertainment purposes ONLY.  Forecasts, estimates and certain information contained herein should not be considered as investment advice or a recommendation of any particular security, strategy or investment product. Past performance is not indicative of future results.  The Author in no way guarantees any specific outcome or profit. Investments can lose money over short or even long periods of time.  You should consult your financial advisor before making an investment decision.

Just to make things easier and less tedious, you should assume that for every recommendation, link, or product that I mention on my blog I will receive or have received some sort of compensation (either financially or non-financially). For example, Amazon product links.  For every investment or company that I mention, assume that I hold shares or some other financial instrument (for profit), or that I have financial interest in it. For example preferred shares, common stock, warrants, or corporate debt of XYZ Corp.

DISCLAIMER

Unfortunately, people need to write one of these, even for blogs:

Under no circumstances does the information presented on this Blog represent a buy, sell or hold recommendation on any security.  All information and data on this blog site is for informational purposes only (duh? what else would it be for?).  I make no representations as to the accuracy, completeness, suitability, or validity, of any information.  I will not be liable for any errors, omissions, or any losses, injuries, or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights. None of the information on this Blog is intended to provide any tax, legal, investment or trading advice.  Nothing provided through this Blog whether by the Author or posted by other writers or commenters constitutes a solicitation of the purchase or sale of securities or futures.  In reading this site, you understand that the Author is not advising you personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter.

I will not be responsible for any material that is found at the end of links that I may post on this blog site. Mistakes may happen from time to time. URLs and domains may change hands. Because the information on this blog are based on my personal opinion and experience, it should not be considered professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional (ironic isn’t it?).  My thoughts and opinions will also change from time to time as I learn and accumulate more knowledge.

The Blog may present excerpts from articles, interviews, SEC documents, company filings, electronic databases and conversations which express opinions on companies, people, investments and/or related matters.  The Author will link to sources of information or other websites.  Links from this site to another site in no way constitute an endorsement of the opinions or advice contained therein.

Please remember that this is a blog, and you do not need to agree with anything I write. You will also find spelling mistakes & grammatical errors within each of my blog postings.

I reserve the right to delete any comments for any reason (abusive, profane, rude, etc.).  Keep the comments focused on the actual issue. 

If you do not agree with this disclaimer please stop reading this blog.

The Author is an employee of Donaldson Capital Management LLC. The information in this Blog constitutes the Author’s own opinions and do not reflect the opinions of Donaldson Capital Management LLC or its affiliates. This Blog is not affiliated in any way, shape, or form with Donaldson Capital Management LLC and should not be considered marketing or solicitation.

NO GUARANTEE CAN BE MADE IF YOU INVEST BASED ON THE INFORMATION PROVIDED ON THIS BLOG.  WE MAKE NO WARRANTY OF ANY KIND REGARDING THE BLOG AND/OR ANY CONTENT, DATA, MATERIALS, INFORMATION, PRODUCTS OR SERVICES PROVIDED ON THE BLOG.  THE AUTHOR DISCLAIMS ANY WARRANTY AS TO THE ACCURACY, COMPLETENESS, TIMELINESS OF ANY CONTENT OR INFORMATION FOUND ON THE BLOG.  THE DATA AND INFORMATION PRESENTED ON THE BLOG IS BELIEVED TO BE ACCURATE BUT SHOULD NOT BE RELIED UPON BY THE USER FOR ANY PURPOSE.  THE BLOG AND THE CONTENT ARE PROVIDED “AS-IS” AND THE AUTHOR DISCLAIMS ANY AND ALL REPRESENTATIONS, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF TITLE AND MERCHANTABILITY, IF APPLICABLE, AND FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.  ANY AND ALL LIABILITY FOR THE CONTENT OR ANY OMISSIONS FROM THE BLOG, INCLUDING ANY INACCURACIES, ERRORS, OR MISSTATEMENTS IN SUCH DATA OR INFORMATION IS EXPRESSLY DISCLAIMED.